Discover the world of insurance through the eyes of Sean Cohen from S Cohen Insurance, who brings a treasure trove of family history and industry expertise to the conversation. Venture with us as Sean unravels the complexities of shifting from personal to commercial insurance, specifically honing in on the restaurant sector. He proudly champions the role of independent agents and reveals the critical areas where many fall into the trap of underinsurance. As an extra layer of assurance, Sean illuminates the importance of guaranteed replacement costs for homeowners and the often-neglected facets of other structures coverage—all to safeguard your peace of mind.

Beyond the fine print of policies, we take a personal turn and share in the heartwarming family adventures of our guest, from national park explorations to the simple joy of a Topgolf outing. Sean's office team also emerges as the unsung heroes of the insurance world, with Christy, Davey, Jason, and Lori, collectively navigating clients through the insurance labyrinth. We wrap up with an insightful dialogue on the delicate dance between overinsurance and underinsurance, highlighting the protective embrace of umbrella policies. So whether you're a seasoned business owner or just curious about your coverage, listen in for a blend of professional guidance and personal tales that will leave you both informed and entertained.